TERMS OF USE

By accessing this web site, you agree to be bound by the following terms and conditions of use (the “Terms”) without limitation or qualification.

This website is not intended for consumers. If you are a consumer, please do not proceed.

By accessing this website, you agree to be bound by the following terms and conditions of use without limitation or qualification.

Please direct any questions about these Terms or any other questions or problems with this web site to andria@boveyinsurance.com

You further authorize Bovey Insurance to provide any and all information given by you on this form, including personal and/or health information, to Bovey Insurance affiliates, as well as to non-affiliated life settlement providers, brokers and other contracted parties, for the purpose of evaluating and qualifying for a insurance policy or other mortality-based product.

Telephonic Communications and Agreement to be Contacted

You acknowledge that telephone calls to or from Bovey Insurance or its affiliates may be monitored and recorded and you agree to such monitoring and recording. You verify that any contact information provided to Bovey Insurance, including, but not limited to, name, mailing address, email address, residential telephone number, and/or mobile telephone number, is true and accurate. You verify that you are the current subscriber or owner of any telephone number that you provide to us or that you have the express authorization of the current subscriber to provide such telephone number to us.

You agree to indemnify, defend and hold Bovey Insurance and its affiliates harmless from and against any and all claims, losses, liability, costs, and expenses (including reasonable attorneys’ fees) arising from failure to update contact information (including telephone number), your voluntary provision of a telephone number that is not your own, and /or from your violation of any federal, state, or local law, regulation, or ordinance.

You acknowledge that by voluntarily providing your telephone number(s) to Bovey Insurance, you expressly agree to receive prerecorded voice messages and/or autodialed calls or text messages from us, including alerts about your relationship with Bovey Insurance, and other products or services offered by Bovey Insurance or its affiliates. You also agree that Bovey Insurance may obtain, and you expressly agree to be contacted at, any email addresses, mailing addresses, or phone numbers provided by you directly at any time or obtained through other lawful means, such as caller ID capture. You agree to receive automated calls and text messages even if a policy does not qualify, except if you opt-out, as provided below. Consent to receive automated marketing calls/texts is not a condition of qualifying a policy. You acknowledge that you may incur a charge for these calls or text messages by your telephone carrier and that Bovey Insurance and its affiliates are not responsible for these charges.

You may opt-out of automated calls or text messages at any time. To opt-out of text messages, you must reply STOP to any text message. For help, text HELP. You acknowledge and agree that you may receive a text message confirming your opt-out. To opt-out of automated voice calls (but not text messages), you must (i) provide us with written notice revoking your consent; (ii) in that written notice, you must include your full name, mailing address, and the specific phone number(s) for which you wish to cease telephonic communications; and (iii) send this notice to Attention: Bovey Insurance via email at andria@boveyinsurance.com. Please allow up to thirty (30) days to process any opt-out request. Please note that if you opt out of automated calls, we reserve the right to make non-automated calls to you. Your obligations under this Section shall survive termination of these Terms.

Arbitration Agreement

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS AND LIMITS CERTAIN RIGHTS INCLUDING, BUT NOT LIMITED, TO THE RIGHT TO BRING AN ACTION IN COURT, TO SEEK TRIAL BY JURY, AND TO BRING CLASS ACTIONS.

Any claim, dispute, or controversy arising from or relating to your relationship with Bovey Insurance or its affiliates, whether in contract, tort, pursuant to statute, regulation, ordinance, or in equity or otherwise, wherever and by whomever commenced (“Claim”), shall, upon delivery of a written notice demanding arbitration to the other party (including a written notice after the commencement of a lawsuit or a notice contained in court filings in any such lawsuit), be resolved by binding arbitration on an individual (not class) basis only. Such arbitration shall be governed by the Federal Arbitration Act, 9 U.S.C. §§ 1 et seq. (and not any state law concerning arbitration), these Terms, and the applicable rules of JAMS–excluding any rules pertaining to class arbitration, and subject to any modifications of those rules by this Arbitration Agreement–in effect at the time of the written notice demanding arbitration. In the event of a conflict between JAMS rules and this Arbitration Agreement, this Arbitration Agreement shall control.

Warranty Disclaimer.

Bovey Insurance MAKES NO REPRESENTATIONS ABOUT THE SUITABILITY OF THE INFORMATION CONTAINED IN THE DOCUMENTS AND RELATED GRAPHICS PUBLISHED ON THIS SERVER FOR ANY PURPOSE. ALL SUCH DOCUMENTS AND RELATED GRAPHICS ARE PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND. Bovey Insurance AND/OR ITS RESPECTIVE SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, INCLUDING ALL IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. THE DOCUMENTS AND RELATED GRAPHICS PUBLISHED ON THIS SERVER COULD INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. Bovey Insurance OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE FORM(S) AND/OR THE TOOL(S) PROVIDED OR DESCRIBED HEREIN AT ANY TIME.

Limitation of Liability.

IN NO EVENT SHALL Bovey Insurance BE LIABLE FOR ANY SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER RESULTING FROM LOSS OF USE, DATA OR PROFITS, WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE OR OTHER TORTIOUS ACTION, ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF INFORMATION AVAILABLE FROM THIS SERVER.

Notice Specific to Content Available on this Web site.

No permission of any kind is granted regarding the use or reproduction of the design or layout of the www.boveyinsurance.com web site or any other owned, operated, licensed or controlled site by Bovey Insurance. Elements of this web site are protected by trade dress, trademark, unfair competition, and other laws and may not be copied or imitated in whole or in part.

Trademarks.

The names of actual companies and products mentioned herein may be the trademarks of their respective owners.

Rights Reserved.

Any rights not expressly granted herein are reserved. Bovey Insurance reserves the right to change the Terms at any time and from time to time by revising these Terms. You are responsible for regularly reviewing these Terms.